I don't have insurance.

I have no insurance.

We have no insurance.

Tom has no insurance.

Tom doesn't have health insurance.

I don't have health insurance.

What's the deductible on your insurance?

I don't have flood insurance.

Tom didn't have health insurance.

Its costs overwhelm workplace health insurance schemes.

This was a high risk strategy without a safety net.

Theres no bonus or holidays or health insurance.

It's dangerous to perform this acrobatic act without a safety net.

Tom says he doesn't have insurance.

Tom said he didn't have insurance.

Tom said that he didn't have insurance.

He said he didn't have insurance.

She said she didn't have insurance.

Ezekiel Emanuel Fifty million people are uninsured.

Tom told me he didn't have insurance.

Tom told me that he didn't have insurance.

He says he didn't have insurance.

She says she didn't have insurance.

Private health insurance is generally provided by employers, which is encouraged by treating employer payments for health insurance as a tax deductible business expense while not including the value of that insurance as taxable income to employees.

They might even choose to self insure the emergency risk for their employees.

About 85 of all Americans are now covered by some form of health insurance.

And, when they lose their jobs, most lose their health insurance, too.

But insurance and other risk management institutions have been slow to develop, even in advanced countries.

This should make them willing to offer such policies to millions of people in different localities.

In the US, most people still do not have flood or earthquake insurance.

(Unfortunately, the legislation will do nothing for the 47 million Americans who have no health insurance at all.)

In some neighborhoods of Los Angeles where undocumented immigrants are concentrated, roughly 90 of drivers are uninsured.

According to the new rules, I need an additional packet of documents and payment of freight insurance to cross the border .

Emergency insurance might also cover the cost of care until the open enrollment period for purchasing insurance at the end of each year (if political pressure does not lead to the repeal of that temporary barrier to insurance).

Waiting until October for the next move up is like buying insurance against a catastrophic loss.

But even for full time employees, firms can opt to pay a relatively small fine rather than provide insurance.

Likewise, transfers to state and local governments, which have limited constitutional scope to borrow, would help slow down wrenching layoffs of teachers, firefighters, and police. Lastly, extending unemployment insurance in the wake of a once in a half century crisis should be a no brainer.

Lastly, extending unemployment insurance in the wake of a once in a half century crisis should be a no brainer.

That restructuring of insurance would simultaneously protect individuals, increase labor mobility, and help to control health care costs.

People without insurance through employers can participate in a national health insurance program administered by local governments.

But, unlike banks, they do not have the safety net implied by central banks role as lender of last resort.

But private insurance companies could solve that problem by creating a new type of emergency insurance that would make enrolling now unnecessary and allow individuals to take advantage of the wait to insure option.

Purchasing CDS contracts is like buying insurance on someone else s life and owning a license to kill him.

The problem is imminent in North America, the Euro Area, and Japan. But, before long, many developing countries will also have to face up to it, and in many cases without a cushion of affluence.

For example, some 45 million Americans today have no health insurance, up by 5.2 million from 2000.