14.15 Access to income for almost all rural women is through the sale of their garden produce or crafts.

Limited access to credit

14.16 Access to credit is available on a more limited basis for women in the rural areas due to a number of factors.

Access to credit enabled women to initiate, sustain and increase productivity.

However, there are constraints related to access to credit.

For women, however, more often than for men, it is more difficult to get access to land or credits.

Rural women have access equal to that of men to land resources and credits.

However, in most countries, young people have very limited access to land or credit.

12.6 Access of rural women to credit, loans for poultry farming and marketing services

Women required access to credit and to information and communication technology, as well as access to and control over productive resources and market information.

Ms. Ogoussan (Benin) said that credit was available to rural women but not to all categories of women.

It is far wiser to distribute contracts widely and ensure that more Iraqi businesses gain access to credit.

At the same time, expanded access to credit has supported a building boom to meet vast untapped demand.

It is far wiser to distribute contracts widely and ensure that more Iraqi businesses gain access to credit.

Women's access to land and credit was equally important to their economic empowerment.

Did they have access to credit and capital on the same terms as men?

Thai women may have access to credits though the people's bank scheme operated by the Government Saving Bank.

Having access to insured credit, banks shareholders find it irresistible to borrow excessively.

Within the domestic environment the poor have limited access to credit, capital, technology and other production inputs in their countries.

Her country had created specific programmes to give women equal access to resources, employment, property, credit, markets and trade.

Restricted access to credit for small scale landowners, rather than lack of funds, is seriously impairing economic reactivation in the countryside.

It supplied women with agricultural inputs, enabled them to own land and gave them access to credit and grants.

In a bid to strengthen women's economic security, access to credit had improved with the introduction of the Government's microfinance schemes for women entrepreneurs.

Rural women's access to credits

As of March 2005, the country which had access to the most loans was Indonesia, followed by China and the Philippines.

In order to provide women with access to credit, the Government had established mechanisms such as the Fonds d'Aide et de Garantie (FAGA) and the Fonds d'expansion économique (FODEX).

The existing policies are geared toward formal sectors, and to some vulnerable groups (the elderly, pregnant women, malnourished children, etc.) There is no open discrimination in the concession of bank loans, but social barriers exist and that makes it difficult for some women to have access to credit.

However, access to credit remained a problem, though efforts were being made to redress it.

Once trained, the beneficiaries would have access to credit amounting to the equivalent of US 2,300 with a five year term and a rate of interest of 14 per cent.

Ironically, then, the expanded access to mortgage lending that creates new homeowners in Latin America may end up protecting the region from the disaster that too loose credit created in the US.

Validation of the data submitted for the PRTR poses a different type of challenge than the creation and maintenance of a national PRTR.

54. The Government apos s willingness to accept the lists that FMLN had presented for those 170 properties will make it possible for 12,000 beneficiaries to gain access to credit for production by the end of the year.

Support for these also requires efforts to provide access to the factors of production, including especially, credit technological information and marketing.

States should facilitate access to credit and subsidies for projects, designed to empower women of African descent.

Some studies showed that the bargaining position of women within the household was strengthened by access to credit and control over income and assets.

The Government had begun to democratize lending and had set up institutions which were facilitating people's access to credit, thereby promoting the participation of the poorest among them in the production economy.

Access to information and access to justice

Moreover, since farmers who do have access to formal credit will have less incentive to repay their loans, banks will become more reluctant to lend to any farmers at all.

To eliminate the discrimination of women in the areas of earnings, employment, access to credit and employment related public and private social benefit systems.

The Act also provides for women married in community of property to have equal access to bank loans and ownership of property without the consent of the partner.

An example is the state owned Ukrainian Energy Services Company (UkrEsco) which has access to loans and grants from the EBRD and the EU's technical assistance programme (TACIS) (Evans, 2001).

Access to credit, more jobs, remittances, the commodity boom, and conditional cash transfers enabled millions to purchase a home, a car, and a better life.

We also stress the role of civil society and women in development and the need for poor people to have access to credit and investment.

Loan Transactions

45. On the other hand, if the United Nations did have easy access to credit, from international institutions or otherwise, this could well undermine its financial discipline.